Cash is King

It is absurdly late for a post on the topic, but still I am an earnest believer of 'better late than never'. All those enthusiastic dabblers and knowledgeable charlatans in the capital markets it is better to keep your money 'safely' (stress here) put in Fixed Deposits and the like.  I expect the current interest rates to be the peak in the immediate future, so you can lock in a nice premium if you enter into the 10% fixed deposits which are currently in the market. I expect the worldwide credit crisis to trigger a wave of liquidity infusing strategy across central banks - the same might be followed by RBI and the interest rates can be expected to drop.  Keep your money safe and at the same time earn more by entering into fixed deposits NOW.